We offer a variety of fixed-term deposit products with flexible maturities, designed to support your liquidity management while maximizing interest earnings.

Requirements

1. Memorandum and Articles of Association.
2. Valid Business License.
3. Tax Registration Certificate.
4. Board Resolution for Account Opening.
5. Authorization Letter signed by the Authorized Representative.
6. Copies of ID/Passport of Board Members (with signatures)
7. Original ID/Passport of the Authorized Representative.

A non-interest-bearing current account with a payment password function ensures the safety and security of your account funds.

Requirements

1. Memorandum and Articles of Association.
2. Valid Business License.
3. Tax Registration Certificate.
4. Board of Directors’ Resolution for Account Opening.
5. Authorization Letter signed by the Authorized Person.
6. Copies of ID/Passport of Board Members (with signatures)
7. Original ID/Passport of the Authorized Person.

Note

• Early account closure within 6 months: USD 5 fee
• Dormant accounts (no financial activity for 12 months): USD 5 fee
• In accordance with the National Bank of Cambodia (NBC) policy, a fee of USD 30 will be charged for each returned check. If a check is returned three times in total, the bank reserves the right to close the account.

Current account refers to an interest-free cheque account opened by individuals, enterprises, or government departments. The depositor can withdraw cash at any time or pay by cheque.

Requirements

1. Cambodian ID card or valid passport (passport valid for more than 6 months)
2. Entry visa valid for more than 3 months.
3. Work permit or proof of employment.
4. Proof of residential address

(e.g., house rental agreement or utility bill with address)

Minimum Deposit

• Minimum required balance: USD 100 or KHR 400,000.

Note

• Early account closure within 6 months: USD 5 fee
• Dormant accounts (no financial activity for 12 months): USD 5 fee
• In accordance with the National Bank of Cambodia (NBC) policy, a fee of USD 50 will be charged for each returned check. If a check is returned three times in total, the bank reserves the right to close the account.

Personal Wealth Account – Smart Saving, VIP Privileges

Enjoy higher interest rates than regular savings and personalized VIP services, based on your daily average balance and one of our three exclusive VIP tiers.

Minimum deposit

• USD 50,000, 250 million Riel

Note

• Early account closure within 6 months: USD 5 fee
• Dormant accounts (no financial activity for 12 months): USD 5 fee

Fixed deposit refers to a deposit of money that pays higher interest than a savings account but imposes conditions on the amount, frequency, and/or period of withdrawals.

Requirements

1. Cambodian ID or a valid passport (with at least 6 months' validity)

2. Valid entry visa (over 3 months)

3. Work permit or employment certificate.

4. Proof of residence

(e.g., rental contract with utility bill showing address, labor card, etc.)

Initial Deposit

• USD 1,000.00
• KHR 4,000,000.00

Note

• Certificate replacement fee: USD 2.00
• Dormant accounts (no financial activity for 12 months): USD 5 fee

Multi-currency account with interest benefits and flexible access to your funds anytime.

Requirements

1. Memorandum and Articles of Association.
2. Valid Business License.
3. Tax Registration Certificate.
4. Board of Directors’ Resolution for Account Opening.
5. Authorization Letter signed by the Authorized Person.
6. Copies of ID/Passport of Board Members (with signatures)
7. Original ID/Passport of the Authorized Person.

Note

• Early account closure within 6 months: USD 5 fee
• Dormant accounts (no financial activity for 12 months): USD 5 fee

A savings account refers to an account opened by individuals, enterprises, or government departments. Its purpose is mainly to obtain interest income, when the deposit and withdrawals can be made at any time.

Currency

Multi-Currency Savings Account (USD / KHR)

Interest Rate

USD: 0.70% p.a.

KHR: 1.00% p.a.

Requirements

1. Cambodian ID card or valid passport (passport valid for more than 6 months)
2. Entry visa valid for more than 3 months
3. Work permit or proof of employment
4. Proof of residential address (e.g., rental agreement, utility bill with address, or labor card)

Minimum Deposit

• Minimum balance: USD 10 or KHR 40,000

Note

• Early account closure within 6 months: USD 5 fee
• Dormant accounts (no financial activity for 12 months): USD 5 fee